(800) 674-8486
Apply now to access up to $500K in flexible working capital with a simple, data-driven process.
Cash flow can make or break a business. That’s why we provide small business working capital options designed to keep your company steady during slow periods and thriving during busy ones.
Our working capital for small business solutions adapt to your needs — from covering payroll and stocking inventory to funding expansion — not the other way around. Healthy net working capital ensures that your company’s current assets exceed its liabilities — the key to maintaining daily operations and long-term growth.
Merchant Trend Funding helps you achieve that balance by delivering capital quickly and efficiently, so you’re never left waiting for a bank’s approval. Strong working capital financing is what allows businesses to survive uncertainty and grow sustainably — and with Merchant Trend Funding, that stability is just hours away.
(800) 674-8486
Submit a quick application—it takes just minutes.
Most businesses receive approval in as little as 4 hours.
Simple documentation process through our secure system.
Access up to 500K within 24-48 hours.
Your repayment adjusts with your revenue—pay more when you earn more, less when you earn less.
This revenue-based structure makes our working capital programs simple, sustainable, and smart. Unlike traditional lending, our process doesn’t rely solely on credit scores or collateral. Instead, Merchant Trend Funding evaluates your business performance, daily revenue consistency, and cash flow health to offer a funding amount that aligns with your reality.
You can use this capital to reinforce your net working capital position — ensuring you have the liquidity needed for smooth operations, rapid response, and steady expansion.
(800) 674-8486
(800) 674-8486
(800) 674-8486
Whether you’re preparing for expansion, restocking inventory, or covering immediate expenses, Merchant Trend Funding gives you the financial strength to keep moving forward.
Everything you need to know about Merchant Trend Funding
Business funding provides companies with a flexible capital alternative to support operations, expansion, hiring, inventory, or emergencies. Merchant Trend Funding (MTF) offers fast, flexible options that adjust with your revenue, helping businesses stay financially resilient.
Not necessarily. Merchant Trend Funding considers credit scores starting at 550, focusing primarily on your business’s performance and cash flow—not just your credit history.
Every cost is disclosed in writing before you sign. Your agreement will show the total amount funded, the total repayment amount, the payment frequency, and any applicable fees. If a cost isn’t in your agreement, you don’t pay it.
Submitting an application involves a soft credit check, which does not affect your credit score. If you decide to move forward with a specific offer, additional verification may be required — and you’ll be told before that happens.
We fund businesses across most industries, including restaurants, retail, healthcare, e-commerce, logistics, construction, professional services, and automotive. A few categories fall outside our funding criteria — the fastest way to find out is to apply.
Most applicants receive approval in as little as 4 hours and funding within 24-48 hours.
Businesses commonly use funding for payroll, inventory, marketing, expansion, emergency expenses, renovations, and technology upgrades.
Revenue-based repayment means your payments adjust automatically to your sales volume. This protects your cash flow during slower periods and ensures sustainable repayment.
(800) 674-8486
