Whether you run a bustling restaurant, a growing construction firm, or a specialized medical practice, Merchant Trend Funding understands the unique cash flow cycles of your industry.
We don’t believe in rigid boxes. While traditional banks shy away from certain sectors or demand endless collateral, we look at the strength of your sales. Our diversified funding capability allows us to support hundreds of business types across the U.S., providing the fast, flexible capital needed to hire, stock up, expand, or simply manage daily operations with confidence.
(800) 674-8486
Apply now to access up to $500K in flexible working capital with a simple, data-driven process.
Auto Repair Shop Financing
Beauty Salon Funding
Child Care Provider Funding
Construction Contractor Funding
Dental Practice Financing
Electrical Services Funding
Farm Financing
Florist Business Funding
Food Truck Financing
Health & Wellness Business Funding
Hospitality Industry Funding
HVAC Business Funding
Janitorial & Commercial Cleaning Funding
Landscaping Business Funding
Liquor Store Funding
Manufacturer Business Funding
Medical Office Funding
Oilfield Financing
Pharmacy Funding
Plumbing Business Funding
Property Manager Funding
Rehabilitation Center Funding
Restaurant Business Funding
Retail Store Financing
Security Service Provider Financing
Technology & IT Consultant Funding
Veterinarian Funding
Wholesale and Distribution
(800) 674-8486
Everything you need to know about Merchant Trend Funding
Business funding provides companies with a flexible capital alternative to support operations, expansion, hiring, inventory, or emergencies. Merchant Trend Funding (MTF) offers fast, flexible options that adjust with your revenue, helping businesses stay financially resilient.
Not necessarily. Merchant Trend Funding considers credit scores starting at 550, focusing primarily on your business’s performance and cash flow—not just your credit history.
Every cost is disclosed in writing before you sign. Your agreement will show the total amount funded, the total repayment amount, the payment frequency, and any applicable fees. If a cost isn’t in your agreement, you don’t pay it.
Submitting an application involves a soft credit check, which does not affect your credit score. If you decide to move forward with a specific offer, additional verification may be required — and you’ll be told before that happens.
We fund businesses across most industries, including restaurants, retail, healthcare, e-commerce, logistics, construction, professional services, and automotive. A few categories fall outside our funding criteria — the fastest way to find out is to apply.
Most applicants receive approval in as little as 4 hours and funding within 24-48 hours.
Businesses commonly use funding for payroll, inventory, marketing, expansion, emergency expenses, renovations, and technology upgrades.
Revenue-based repayment means your payments adjust automatically to your sales volume. This protects your cash flow during slower periods and ensures sustainable repayment.
(800) 674-8486