Find answers to all your Frequently Asked Questions about Merchant Trend Funding’s services, funding process, eligibility, and more. Get the information you need, fast.
One of the most frequently asked questions is about Revenue-Based Financing. In this model, Merchant Trend Funding purchases a portion of your future business receipts (Receivables) at a discount.
Revenue-Based Financing agreements are repaid from an agreed percentage of your business receipts—and only from your business receipts—until the agreed sale price (Amount Sold) is reached. To ensure compliance and fairness, you have a right of reconciliation, guaranteeing that payments are made only from actual receivables and accurately reflect your sales volume.
To be eligible for financing from Merchant Trend Funding, your business should generally meet the following criteria:
At least 1 year in operation.
Minimum monthly revenue of $20,000.
A valid business checking account.
Please note: Final approval is subject to underwriting review.
We keep it simple. Generally, we only need basic information about you and your business, including:
A completed Merchant Trend Funding application.
The last 3 months of your business bank statements.
Our process is streamlined and typically takes about 5 minutes to initiate. Simply fill out one application, and we will determine the best product for your needs. Applications can be submitted online or over the phone by calling (800) 674-8486
Funding must be used for legitimate business purposes, but you are in control of how to allocate the capital. Common uses include:
Payroll and Hiring
Renovations and Remodeling
Inventory Purchasing
Marketing Campaigns
Equipment Upgrades
Business Expansion
We work with a network of funding partners to get you the best available offer. Instead of applying to multiple lenders yourself, you submit one application and we shop your file across our network so you get to compare real offers side by side.
Repayments to Merchant Trend Funding are handled seamlessly via automatic deductions from your business bank account or through credit card batch splits, depending on your agreement.
No, our revenue-based products do not have fixed monthly payments. We collect an agreed-upon percentage of your sales; therefore, as your sales fluctuate, so do the payments. We can reconcile payments daily, weekly, or monthly to ensure they align with your actual revenue.
Your dedicated Funding Expert at Merchant Trend Funding is available to assist with any payment-related inquiries, including reconciliation requests or additional payment options. Contact us at (800) 674-8486 for support.
(800) 674-8486
