Built for Business Owners Banks Leave Behind

Our Mission is to Provide the Speed, Transparency, and Flexibility You Won't Find at a Bank.

Our Story

At Merchant Trend Funding (MTF), we believe that access to capital  should be a catalyst for growth, not a source of stress. We started  MTF because we saw traditional banking institutions failing modern  entrepreneurs with long wait times, rigid requirements, and a “one-size-fits-all” mentality.

Our goal is to give business owners across the United States a faster, more human path to capital — smart, revenue-based funding solutions that move at the speed of your business.

Speak to Funding Expert:

(800) 674-8486

The MTF Difference: A Partnership Approach

Dedicated Expertise

Every client is paired with a Funding Expert who understands your specific industry and cashflow cycles.

Speed as a Standard

Our streamlined process allows for approvals in as little as 4 hours and funding within 24–48 hours.

Flexible Repayment

We utilize a revenue-based structure where your payments adjust naturally—higher when sales are strong and lower during slower periods.

Speak to Funding Expert:

(800) 674-8486

Our Core Values

Transparency Above All

We believe in upfront costs and clear terms. Every fee is disclosed in writing before you sign — no surprises.

Commitment to Growth

We measure our success by the success of our clients. Whether you're restocking inventory or opening a second location, we're here to fuel that journey.

Data-Driven Fairness

We look beyond just credit scores. By evaluating your real business performance and revenue, we can say "yes" when traditional lenders say "no".

Why Businesses Choose MTF

High Approval Rates

Our performance-based underwriting considers businesses with credit scores starting at 550.

Scalable Funding

With access up to $500K, we provide the financial strength needed for growth, inventory, payroll, and expansion.

Ready to start your next chapter?

Speak to Funding Expert:

(800) 674-8486