At Merchant Trend Funding (MTF), we believe that access to capital should be a catalyst for growth, not a source of stress. We started MTF because we saw traditional banking institutions failing modern entrepreneurs with long wait times, rigid requirements, and a “one-size-fits-all” mentality.
Our goal is to give business owners across the United States a faster, more human path to capital — smart, revenue-based funding solutions that move at the speed of your business.
(800) 674-8486
Every client is paired with a Funding Expert who understands your specific industry and cashflow cycles.
Our streamlined process allows for approvals in as little as 4 hours and funding within 24–48 hours.
We utilize a revenue-based structure where your payments adjust naturally—higher when sales are strong and lower during slower periods.
(800) 674-8486
We believe in upfront costs and clear terms. Every fee is disclosed in writing before you sign — no surprises.
We measure our success by the success of our clients. Whether you're restocking inventory or opening a second location, we're here to fuel that journey.
We look beyond just credit scores. By evaluating your real business performance and revenue, we can say "yes" when traditional lenders say "no".
Our performance-based underwriting considers businesses with credit scores starting at 550.
With access up to $500K, we provide the financial strength needed for growth, inventory, payroll, and expansion.
Ready to start your next chapter?
(800) 674-8486